Token vs Coin — what’s the difference?

The terms in cryptocurrency ‘coin’ and ‘token’ are often used interchangeably. In practice, there are some differences… a bit.

Screen Shot 2017-11-03 at 1.57.55 PM.png

Two terms used to describe units of blockchain value are COIN and TOKEN. Their meaning and usage overlaps considerably and they are often used interchangeably, but — strictly speaking, at least — there are some differences.

Function vs form

Very broadly, a crypto coin is just that: a coin, or means of payment, whilst a token has wider functionality.

The express purpose of a coin is to act like money: as a unit of account, store of value and medium of transfer. Coins tend to take the form of native blockchain tokens like bitcoin (BTC), Litecoin (LTC), Monero (XMR), and so on, though they do not have to. ChronoBank’s Labour Hour (LH) tokens, which are hosted on Ethereum, can be considered as coins. Their purpose is solely to act as a form of money, storing value over time and enabling businesses to account and pay for services. They are created as ERC20 tokens for reasons of convenience.

Blockchain tokens do have value, but they cannot be considered money in quite the same way that a straightforward coin can. Tokens are generally hosted on another blockchain, like Ethereum or Waves: 2.0 protocols that allow users to create them using the core coin (e.g. ETH or WAVES — though there’s some debate about whether ETH and WAVES, both of which act like ‘fuel’ for their systems, are coins in the same way that BTC acts as a simple currency).

Tokens offer functionality over and above that of digital cash. They may deliver value to investors, beyond speculative returns; this is one of the purposes of ChronoBank’s TIME token. That can occur in a variety of ways, though typically through buybacks (since dividend payments entail regulatory problems). They may be used to hold votes by the community on key business decisions, or even technical changes to the platform.

Blurred lines

In practice, the line between coins and tokens is not clear and sharp. Both are used to transfer value, as a means of payment, in a similar way to that both USD and shares are used to reward people for work (though predominantly the former). It’s possible to host coins as tokens on 2.0 platforms, as is the case with LH on Ethereum. And the purpose of coins can go beyond simple payments; Crown (CRW), for example, uses batches of 10,000 coins locked in ‘Trons’ — masternodes — as a kind of electoral college for governance votes.

Whilst the language will no doubt continue to evolve with the technology, most people therefore agree on the broad strokes: coin = cash, token = everything else.

 

Vietnamese University Plans to Accept Bitcoin Despite Central Bank Ban

FPT, a private Vietnamese university is planning to accept tuition fees in bitcoin with a workaround of the central bank’s ban on using cryptocurrencies as payment instruments.
​FPT University is a private academic institution with campuses in Ho Chi Minh City, Hanoi and Da Nang, Vietnam’s three major cities. The university will soon begin accepting bitcoin for tuition payments from foreign students, according to FPT University President Dr. Le Truong Tung who shared the announcement on his Facebook page. With bitcoin, Tung believes foreign students can circumvent strict currency controls in their respective countries.
Dr. Tung stated:

 ​Therefore, FPT decided to test by officially and concretely announcing the enrollment of foreign students to study in Vietnam made possible by using bitcoin as a means to pay tuition fees, [which would also] attract foreign students.

According to the school official, the university is looking to research cryptocurrencies like bitcoin within its curriculum, specifically in finance, business management, and banking. The intended acceptance of bitcoin and usage of cryptocurrency for research among its courses is a pioneering move for FPT, making it the first Vietnamese university to do so. As such, there are 100 foreign students enrolled at the university, a meager 1% of the total student body. Tung expects bitcoin to help bolster those numbers as the university finds a way to accept the cryptocurrency despite recent legal frameworks by the central bank that prohibits bitcoin as a legal method of payment.
​To do so, foreign students would be required to exchange bitcoin into Vietnamese dong, the country’s fiat currency, before paying the tuition fees. Alternatively, students will also be allowed to ‘donate’ their bitcoin to a bitcoin address or wallet owned by the university, where the cryptocurrency will be changed into legal currencies to fund their ‘scholarships.’

Dr. Tung added:

 ​In principle, FPT can open a bitcoin account for students to transfer the bitcoin to the school online…Later on, when specific regulations are implemented officially, both foreign and Vietnamese students can use [pay with] bitcoin.

Yesterday, the State Bank of Vietnam (SBV), the country’s central bank, clarified its position to confirm “Bitcoin and other virtual currencies are not lawful means of payment in Vietnam,” before effectively prohibiting the “issuance, supply [and] use of bitcoin.” The authority also said that using bitcoin as a means of payment will incur fines between VND 150 million – 200 million [approx. $9,000] and could also extend to criminal prosecution.

My Road to Cryptocurrency World

Screen Shot 2017-10-04 at 6.48.42 AM
Grand Launching of MSD in Kuala Lumpur, Malaysia Oct. 1, 2017

Testimonial

Erick Pader | Engineer | Former OFW

Monspace Account: Director Plan | Shareholder Plan | Member Plan

Date Started: April 5, 2017

Monspace Total Active Earnings : P1,800,000

(as of September 29, 2017)

Platform: Online | Facebook | youtube |Twitter | blogs

Founding Leader of Team ACES Reloaded

Professional Background

Eng’r Erick Pader is a Civil Engineer with more than 10 years professional experience in Singapore and Macau with up to 6 digits monthly income.  Project involvement: Singapore Sports Hub, Wynn Palace Casino Resort, Changi Airport Runway 3.

Monspace Achievements

In just merely 5 months doing Monspace, Eng’r Erick achieved the Million mark on his Active Income alone. The best part is, he successfully made 5 achievers under his Team Aces Reloaded to reach the Millionaires Circle. Thousands of people was inspired by him and a lot more to come.

In my entire 15 years professional career and 5 MLM companies that I have involved with, I have never seen a company that provides so much blessings to its members. This is the biggest results that I have so far in all my other MLM companies before. I didn’t even sell any single product and don’t bother to invite or recruit people to join me. What did I do? I constantly keep sharing this great opportunity online like in facebook, youtube and twitter. You should try this too. We are merely starting and the passive income is not counted yet.

Screen Shot 2017-09-18 at 1.06.21 AM

If you are into bitcoin and can’t invest much due to it’s skyrocketing value, Monspace has a better option on cryptocurrency with strong market back-up. We are more than 17 Million members and we are all excited for the launching of MSD in CoinMarketCap last October 1, 2017 with an initial value of $0.68.

MSD is the future of Cryptocurrency and now everyone is talking about in the coin market. Get hold and be a successful crypto-investor soon. Think BIG.

22141267_1613380568732610_7401329028961101434_n
Singing of Philippine National Anthem in the MSD Grand Launching on October 1, 2017 in Kuala Lumpur, Malaysia. Over 30,000 Monspace Members all over the world attended the event and there are more than 200 delegates from the Philippines. Erick Pader was there and he is the one bearing the Philippine Flag.

 

ADS

Buying load from Coins.ph is so rewarding! You get 10% off every time you buy load for any Globe, Smart, S10-percent-load-rebate.pngun, TNT, or TM number. This promo is valid for both regular load, as well as load promos for all networks (for example, GoSurf50 from Globe).

What are you waiting for? I-Coins mo na ang load mo! Click the photo.

 

Earn referral rewards by having your friends sign up using your referral link / code! Once your friend gets ID and Selfie verified, you both earn ₱50.

Show your friends how easy it is to send money, buy load and pay bills. Spread the love and invite your friends today!

50-pesos-referral-reward-wordpress-slider-main-image.jpg

UFC 207: 48 seconds is what it takes for Amanda Nunes to TKO’s Ronda Rousey

3924.jpg

LAS VEGAS — Amanda Nunes needed less than one minute to finish Ronda Rousey with a stunning first round TKO to cap off UFC 207 on Friday night in Las Vegas.

Rousey had stated  that this fight would be one of the last times she would ever step into the Octagon. Considering the results on Friday night, this might be the last time Rousey ever competes in the sport of mixed martial arts.

 

13 Things You Should Do If You Want To Be Successful

”Somebody once told me the definition of hell:

“On your last day on earth, the person you became will meet the person you could have become.” — Anonymous


Sometimes, to become successful and get closer to the person we can become, we don’t need to add more things — we need to let go on some of them.

There are certain things that are universal, which will make you successful if you let go on them, even though each one of us could have a different definition of success.

You can let go on some of them today, while it might take a bit longer to give up on others.


1. The Unhealthy Lifestyle

“Take care of your body. It’s the only place you have to live.” — Jim Rohn

If you want to achieve anything in life, everything starts here. First you have to take care of your health, and there are only two things you need to keep in mind:

1. Healthy Diet
2. Physical Activity

Small steps, but you will thank yourself one day.


2.The Short-term Mindset

“You only live once, but if you do it right, once is enough.” — Mae West

Successful people set long-term goals, and they know that these aims are merely the result of short-term habits that they need to do every day.

These healthy habits shouldn’t be something you do; they should be something you embody.

There is a difference between: “Working out to get a summer body” and “Working out because that’s who you are.”


3. On Playing Small

“Your playing small does not serve the world. There is nothing enlightened about shrinking so that other people will not feel insecure around you. We are all meant to shine, as children do. It is not just in some of us; it is in everyone, and as we let our light shine, we unconsciously give others permission to do the same. As we are liberated from our fear, our presence automatically liberates others.” Marianne Williamson

If you never try and take great opportunities, or allow your dreams to become realities, you will never unleash your true potential.

And the world will never benefit from what you could have achieved.

So voice your ideas, don’t be afraid to fail, and certainly don’t be afraid to succeed.


4. Your Excuses

“It’s not about the cards you’re dealt, but how you play the hand.”
― Randy Pausch, The Last Lecture

Successful people know that they are responsible for their life, no matter their starting point, weaknesses, and past failures.

Realising that you are responsible for what happens next in your life is both frightening and exciting.

And when you do, that becomes the only way you can become successful, because excuses limit and prevent us from growing personally and professionally.

Own your life; no one else will.


5. The Fixed Mindset

“The future belongs to those who learn more skills and combine them in creative ways.” ― Robert Greene, Mastery

People with a fixed mindset their intelligence or talents are simply fixed traits, and that talent alone creates success — without effort. They’re wrong.

Successful people know this. They invest an immense amount of time on a daily basis to develop a growth mindset, acquire new knowledge, learn new skills and change their perception so that it can benefit their lives.

Remember, who you are today, it’s not who you have to be tomorrow.


6. Believing In The “Magic Bullet.”

“Every day, in every way, I’m getting better and better” — Émile Coué

Overnight success is a myth.

Successful people know that making small continual improvement every day will be compounded over time, and give them desired results.

That is why you should plan for the future, but focus on the day that’s ahead of you, and improve just 1% every day.


7. Your Perfectionism

“Shipping beats perfection.” — Kahn Academy’s Development Mantra

Nothing will ever be perfect, no matter how much we try.

Fear of failure (or even fear of success) often prevents us from taking an action and putting our creation out there in the world. But a lot of opportunities will be lost if we wait for the things to be right.

So “ship,” and then improve (that 1%).


8. Multi-tasking

“You will never reach your destination if you stop and throw stones at every dog that barks.” ― Winston S. Churchill

Successful people know this. That’s why they choose one thing and then beat it into submission. No matter what it is — a business idea, a conversation, or a workout.

Being fully present and committed to one task, is indispensable.


9. Your Need to Control Everything

“Some things are up to us, and some things are not up to us.” — Epictetus, Stoic philosopher

Differentiating these two is important.

Detach from the things you cannot control, and focus on the ones you can, and know that sometimes, the only thing you will be able to control is your attitude towards something.

Remember, nobody can be frustrated while saying “Bubbles” in an angry voice.


10. On Saying YES To Things That Don’t Support Your Goals

“He who would accomplish little must sacrifice little; he who would achieve much must sacrifice much; he who would attain highly must sacrifice greatly.” — James Allen

Successful people know that in order to accomplish their goals, they will have to say NO to certain tasks, activities, and demands from their friends, family, and colleagues.

In the short-term, you might sacrifice a bit of instant gratification, but when your goals come to fruition, it will all be worth it.


11. The Toxic People

“You are the average of the five people you spend the most time with.”
― Jim Rohn

People we spend the most time with, add up to who we become.

There are people who are less accomplished in their personal and professional life, and there are people who are more accomplished than us. If you spend time with those who are behind you, your average will go down, and with it, your success.

But if you spend time with people who are more accomplished than you, no matter how challenging that might be, you will become more successful.

Take a look at around you, and see if you need to make any changes.


12. Your Need To Be Liked

“The only way to avoid pissing people off is to do nothing important.” — Oliver Emberton

Think of yourself as a market niche.

There will be a lot of people who like that niche, and there will be individuals who don’t. And no matter what you do, you won’t be able to make the entire market like you.

This is entirely natural, and there’s no need to justify yourself.

The only thing you can do is remain authentic, improve and provide value every day, and know that the growing number of “haters” means that you are doing important things.


13. Your Dependency on Social Media & Television

“The trouble is, you think you have time” — Jack Kornfield

Impulsive web browsing and television watching are diseases of today’s society.
These two should never be an escape from your life or your goals.

Unless your goals depend on either, you should minimise (or even eliminate) your dependency on them, and direct that time towards things that can enrich your life.


Call To Action

One last thing…

If you liked this article, click the Like or💚 below so other people will see it… Don’t forget to share too.

List of the State Universities and Colleges that may be covered by the P8B Additional Budget for CHED for 2017

Here is the list: 

National Capital Region (NCR)

President Eduardo S. Caillo

EULOGIO “AMANG” RODRIGUEZ INSTITUTE OF TECHNOLOGY

MARIKINA POLYTECHNIC COLLEGE

PHILIPPINE NORMAL UNIVERSITY

PHILIPPINE STATE COLLEGE OF AERONAUTICS

POLYTECHNIC UNIVERSITY OF THE PHILIPPINES

RIZAL TECHNOLOGICAL UNIVERSITY

TECHNOLOGICAL UNIVERSITY OF THE PHILIPPINES

UNIVERSITY OF THE PHILIPPINES

PHILIPPINE GENERAL HOSPITAL (University of the Philippines Manila)
Under DBM-NCR Coverage

President Commo. Richard U. Ritual
PHILIPPINE MERCHANT MARINE ACADEMY

MINDANAO STATE UNIVERSITY MAIN CAMPUS (Marawi)

Mindanao State University (General Santos Campus)

Mindanao State University (Maguindanao)Mindanao State University (Naawan)

Mindanao State University (Sulu)

Mindanao State University – Iligan Institute of Technology

Mindanao State University – Tawi-Tawi College of Technology and Oceanography
CORDILLERA ADMINISTRATIVE REGION (CAR)

President Aurelio Labanen Jr.

ABRA STATE INSTITUTE OF SCIENCE AND TECHNOLOGY

APAYAO STATE COLLEGE

BENGUET STATE UNIVERSITY

IFUGAO STATE UNIVERSITY

KALINGA-APAYAO STATE COLLEGE

MOUNTAIN PROVINCE STATE POLYTECHNIC COLLEGE
REGION 1 – ILOCOS

President Benjamin P. Sapitula

DON MARIANO MARCOS MEMORIAL STATE UNIVERSITY

ILOCOS SUR POLYTECHNIC STATE COLLEGE

MARIANO MARCOS STATE UNIVERSITY

NORTH LUZON PHILIPPINES STATE COLLEGE

PANGASINAN STATE UNIVERSITY

UNIVERSITY OF NORTHERN PHILIPPINES
Region II – Cagayan Valley

President Aleth M. Mamauag

BATANES STATE COLLEGE

CAGAYAN STATE UNIVERSITY

ISABELA STATE UNIVERSITY

NUEVA VIZCAYA STATE UNIVERSITY

QUIRINO STATE COLLEGE
Region III – Central Luzon

President Eusebio V. Angara

AURORA STATE COLLEGE OF TECHNOLOGY

BATAAN PENINSULA STATE UNIVERSITY

BULACAN AGRICULTURAL STATE COLLEGE

BULACAN STATE UNIVERSITY

CENTRAL LUZON STATE UNIVERSITY

DON HONORIO VENTURA TECHNOLOGICAL STATE UNIVERSITY

NUEVA ECIJA UNIVERSITY OF SCIENCE AND TECHNOLOGY

PAMPANGA AGRICULTURAL COLLEGE

RAMON MAGSAYSAY TECHNOLOGICAL UNIVERSITY

TARLAC COLLEGE OF AGRICULTURE

TARLAC STATE UNIVERSITY
Region IV-A – CALABARZON

President Dr. Tirso A. Ronquillo

BATANGAS STATE UNIVERSITY

CAVITE STATE UNIVERSITY

LAGUNA STATE POLYTECHNIC COLLEGE

SOUTHERN LUZON STATE UNIVERSITY

UNIVERSITY OF RIZAL SYSTEM
REGION IV-B – MIMAROPA

President Romulo H. Malvar

MARINDUQUE STATE COLLEGE

MINDORO STATE COLLEGE OF AGRICULTURE AND TECHNOLOGY

OCCIDENTAL MINDORO NATIONAL COLLEGE

PALAWAN STATE UNIVERSITY

ROMBLON STATE UNIVERSITY

WESTERN PHILIPPINES UNIVERSITY
Region V – Bicol

President Fay Lea Patria M. Lauraya

BICOL UNIVERSITY

CAMARINES NORTE STATE COLLEGE

CAMARINES SUR POLYTECHNIC COLLEGES

CENTRAL BICOL STATE UNIVERSITY OF AGRICULTURE

CATANDUANES STATE COLLEGES

DR. EMILIO B. ESPINOSA SR. MEMORIAL STATE COLLEGE OF AGRICULTURE AND TECHNOLOGY

PARTIDO STATE UNIVERSITY

SORSOGON STATE COLLEGE
Region VI – Western Visayas

President Danilo E. Abayon

AKLAN STATE UNIVERSITY

CAPIZ STATE UNIVERSITY

CARLOS HILADO MEMORIAL STATE COLLEGE

GUIMARAS STATE COLLEGE

ILOILO STATE COLLEGE OF FISHERIES

NEGROS STATE COLLEGE OF AGRICULTURE

NORTHERN ILOILO POLYTECHNIC STATE COLLEGE

NORTHERN NEGROS STATE COLLEGE OF SCIENCE AND TECHNOLOGY

UNIVERSITY OF ANTIQUE

WESTERN VISAYAS COLLEGE OF SCIENCE AND TECHNOLOGY

WEST VISAYAS STATE UNIVERSITY
Region VII – Central Visayas

President Marcelo T. Lopez

CEBU NORMAL UNIVERSITY

CEBU TECHNOLOGICAL UNIVERSITY

BOHOL ISLAND STATE UNIVERSITY

NEGROS ORIENTAL STATE UNIVERSITY

SIQUIJOR STATE COLLEGE
Region VIII – Eastern Visayas

President Reynaldo A. Lombrio

EASTERN SAMAR STATE COLLEGE

EASTERN VISAYAS STATE UNIVERSITY

LEYTE NORMAL UNIVERSITY

NAVAL INSTITUTE OF TECHNOLOGY

NORTHWEST SAMAR STATE UNIVERSITY

PALOMPON INSTITUTE OF TECHNOLOGY

SAMAR STATE UNIVERSITY

SOUTHERN LEYTE STATE UNIVERSITY

VISAYAS STATE UNIVERSITY

UNIVERSITY OF EASTERN PHILIPPINES

Region IX – Zamboanga Peninsula

President Hji. Nasser A. Salain

BASILAN STATE COLLEGE

JOSEFINA H. CERILLES STATE COLLEGE

JOSE RIZAL MEMORIAL STATE COLLEGE

SULU STATE COLLEGE

TAWI-TAWI REGIONAL AGRICULTURAL COLLEGE

WESTERN MINDANAO STATE UNIVERSITY

ZAMBOANGA CITY STATE POLYTECHNIC COLLEGE

ZAMBOANGA STATE COLLEGE OF MARINE SCIENCES AND TECHNOLOGY

Region X- Northern Mindanao

President Victor M. Barroso

BUKIDNON STATE COLLEGE

CAMIGUIN POLYTECHNIC STATE COLLEGE

CENTRAL MINDANAO UNIVERSITY

MINDANAO UNIVERSITY OF SCIENCE AND TECHNOLOGY

MISAMIS ORIENTAL STATE COLLEGE OF AGRICULTURE AND TECHNOLOGY

NORTHWESTERN MINDANAO STATE COLLEGE OF SCIENCE AND TECHNOLOGY

Region XI – Davao Region

President Jonathan A. Bayogan

DAVAO DEL NORTE STATE COLLEGE

DAVAO ORIENTAL STATE COLLEGE OF SCIENCE AND TECHNOLOGY

SOUTHERN PHILIPPINES AGRI-BUSINESS AND MARINE AND AQUATIC SCHOOL OF TECHNOLOGY

UNIVERSITY OF SOUTHEASTERN PHILIPPINES

Region XII – SOCCSKSARGEN

Officer-In-Charge Bashier D. Salic

ADIONG MEMORIAL POLYTECHNIC STATE COLLEGE

COTABATO CITY STATE POLYTECHNIC COLLEGE

COTABATO FOUNDATION COLLEGE OF SCIENCE AND TECHNOLOGY

SULTAN KUDARAT STATE UNIVERSITY

UNIVERSITY OF SOUTHERN MINDANAO

Region XIII – CARAGA

President Doroteo E. Jacquias

AGUSAN DEL SUR STATE COLLEGE OF AGRICULTURE AND TECHNOLOGY

CARAGA STATE UNIVERSITY

SURIGAO DEL SUR STATE UNIVERSITY

SURIGAO STATE COLLEGE OF TECHNOLOGY

The P8-B budget may only covered the tuition fee, but not the other miscellaneous expenses like laboratory fees.

The additional budget for CHED was part of the P3.35-T proposed budget for 2017. It only needed the approval of President Rodrigo Duterte and he’s expected to sign it after his trip abroad.

P3 COMPLETE LIST: State Universities and Colleges in the Philippines – Free Tuition Starts in 2017

Yesterday, it has been reported that all State Universities and Colleges in the Philippines will offer education to Filipino nationals for absolutely free starting next year. This, after the Congress and Senate moved to include the 8 Billion pesos additional budget for the Commission on Higher Education (CHED). 
This only means that all students studying at universities and colleges listed below will no longer have to pay for any tuition fee. Yes, Filipinos can now get their degree at no-cost at all!

Not sure if you are enrolled to an SUC? Check if your school is on the list. Will keep you posted. Subscribed.

UPDATE: Here’s a Tweet from Senator Sonny Angara confirming this news. Unless President Duterte decides to veto the 2017 GAA/ National Budget which is very unlikely, this news is as good as approved. Pirma nalang po ang kulang mga bes! 🙂

Homeschool, debate on whether or not to consider- what is best for children?

Good day! Magandang araw sa inyong lahat! In Singapore, school year 2017 will start this coming January. My wife and I are quite excited and overwhelmed with our eldest daughter passing the PSLE with Express results. But that’s one thing, next is where & what public school should she end up going? We are given 6 choices or options and the results would be known by 21 December. Finger crossed.

Our challenged now is our 2 little kids aged 7 & 4, as they apparently we’re not accepted in public schools here in Singapore. Our limited options is to go to Private Schools or Homeschool.  Private School is out of our list as we can’t afford the cost with minimum $12,000 per year. But will our child thrive in a homeschool environment? There are many considerations that have to be taken into account and we are just starting.

Recently, my wife has been doing the research and reading a lot of articles about family’s personal experience in homeschooling. We have some friends in the Philippines who are homeschooling their children and it’s very encouraging too. It really got me thinking about our children’s future. I had considered private school for our son but life just don’t allow for it.

Now with my wife current career setback, the idea has resurfaced and encouraged us to do a lot more research. While I might not ready to do homeschooling, she will be more focus and me as supporting cast does appeal to me more.

Before deciding whether to homeschool our children or not, reviewing at the pros and cons seemed the best place to start. We have a few months before having to make the final and only option that we have while we are here in Singapore living together, and at time many things can change in our lives…location, finances, etc., so I creating this list a few times and re-evaluating our position based on the current situation.

Pros of Homeschooling

  • I determine what my child learns

Being able to teach our child the real truth on our history, and teaching him to question everything that is not available, nor encouraged, in public schools and/or media.

  • Less stress and anxiety

With our eldest child in public school, I have seen plenty of stress and anxiety observed from her. This will be lessened by homeschooling, I believe, would make for a happier child, one that wants to learn. Getting up in the morning and being rushed off to the bus at some ungodly hour, pressured to learn in a certain way because that is what the teacher says is right, afraid to ask questions because they may seem stupid (there are no stupid questions), upset over homework and staying up late trying to finish it, and more…this is what I see from my girls on a regular basis.

With homeschooling, there is no rushing around in the morning, time for a proper breakfast and preparation for the day. There is no specific schedule to learning. There is time to spend on topics that the child is having difficulty with. And there is no waiting for other children to catch up to move on to another topic that is understood. That leads to less boredom and more learning!

  • Personalized and individualized learning

Every child learns differently and at varying paces. In a classroom, teachers often have 30-40 children, most in my school district are overcrowded, making it very difficult for children to receive any type of individual instruction or assistance should they need it. Teachers are forced to take the middle of the road – in teaching styles and pace at which they teach. This inevitably means that some students get left behind while others sit bored and can potentially become disruptive because of this boredom.

Being homeschooled, our child would be able to learn at his own speed, and any difficulties would be quickly identified and addressed before they become an on-going issue. Additionally, this would mean that we could tailor instruction around what interests our child. If he says that he wants to learn Japanese, or about another topic that is not available in public schools, we can add that into the curriculum, whereas that is not possible in public schools. There are many resources available throughout the internet that can provide support to teach these extra topics that teaching our child almost anything they want to learn about would be possible.

  • Safety

Violence in schools in notoriously on the rise, bullying has become a very real and serious problem, drugs in schools are prevalent in our area. None of these would be worries any longer with home education. Even twenty-five years ago, I got into a couple of fights in high school. I was bullied throughout middle school and high school. Not intentionally do I project my experiences onto my child, I just don’t want him to have to unnecessarily go through what I did.

Peer pressure becomes a thing of the past, with children no longer feeling the need to “fit in”. They are free to dress and act (within reason) how they feel most comfortable, being able to find themselves without the fear of ridicule.

  • Learning opportunities

While public schools do offer field trips once or twice a year, homeschooling provides that opportunity on a much more frequent basis. Educational trips can be based on whatever is being learned at that time….nature parks to learn about wildlife, museums for science and social studies, and other such places for geography, language arts, foreign languages, and much more. The possibilities are endless. Local homeschooling support groups are also great ways to socialize and teach at the same time. Group trips and meetings are beneficial to both the parents and the children.


credit

  • Closer family relationships

Spending additional time together (rather than rushing off to school, then homework, dinner, and bed, after school), helps to build a tighter relationship between the children and parents. If there is a sibling also being homeschooled, as a “classmate” their relationship frequently grows closer as well. Being able to enjoy learning and teaching makes a happier, more stable family and the child is learning more than just what is taught in a classroom.

  • No homework, no busywork

Sometimes it can take a week or more to cover a topic in public school, much of this time being spent on busy work because the teacher is helping other students. Subjects can often be covered in just a few hours at home versus days on end in a typical classroom settting. This means that more information can be covered in a shorter time, allowing for additional extracurricular activities, group get-togethers, field trips, etc. And without the homework that is typically brought home, causing stress between parents and children, evenings can be enjoyed and family quality time will be more relaxed. Any school related questions that arise can be addressed during whatever hours (flexibility!) are scheduled for learning. This is the parent’s perogative – learning hours can be throughout the day, a specific time, blocks of time, whichever works best for the family and is most beneficial to the child.

Cons

  • Financial feasibility

Having a one-income household is not possible for everyone. Currently, I work from home and blog (on Steemit) and my boyfriend has a regular day job. Whether or not I will be able to continue working from home and be successful at homeschooling is a question. In today’s economy, it is difficult to adequately provide for a family with one income, unless you are a doctor, lawyer, etc. This is one of the reasons that I am exploring the home education option so early; if we are to do this, it will take a lot of planning and budgeting financial resources. Homeschooling is not free, but there are ways to do it inexpensively without sacrificing your child’s education. There are a plethera of resources online and in Florida we have a virtual school available at no cost to students with most courses starting at 6th grade. Although these may seem like positives, they can also be negatives in that we, as parents, are spending money on events, supplies, etc that may be covered by the school district if the child were in public school. To be considered is the amount spent on various school supply lists, not only for your child, but for the entire class.

  • Socialization

This is often touted as the biggest downfall to homeschooling. Children do not have the opportunity throughout the day to interact with other children and make friends. This also includes learning how to deal with disagreements and building their social development. Even with support groups, outings and the like, these will doubtfully add up to the numerous hours that a child will interact with other students during the typical school week. This may lead to behavioral issues in the future. Along these lines, the child will not be able to have the back and forth discussions during learning times, which can be a valuable learning tool.


credit

  • ** Exhaustion**

This includes the child and parents. There is a lot of extra work that goes into planning schedules, outings, keeping portfolios and documentation required by the state, gathering learning resources and creating a curriculum. This is all in addition to actually teaching your child. This can lead to exhaustion of the parent, creating additional stress that must not be carried over to interactions with the child. The teaching parent and the child will also have no time away from each other during the day and night, except for possible time with the other parent and playdates. Not having a break from each other can be quite exhausting for all involved.

  • Team sports and extra-curricular activities

Depending on the school district and state, participation in school sponsored activities may not be an option. Team sports, debate team, chorus, band, etc. – these all help to build self-esteem and teamwork skills. The skills learned during team activities can form a very important base that is needed during careers later in life.
In Florida where we live, the laws have been changed to allow homeschooled children to have most of the same opportunities as public school enrolled children:

To participate in “inter-scholastic extracurricular activities”, Section 1006.15 F.S., requires that
home education students be given the same opportunity as public school students. The law prohibits
any requirements that would make participation less accessible for home education students and
creates a broad definition of “interscholastic extracurricular activities” that covers any activity
occurring during or outside the regular school day.
http://www.fldoe.org/core/fileparse.php/7709/urlt/Home_Ed_FAQs_10-8-15.pdf

Although we have more research to continually over the next few years, the answer seems to be clear what would be in our child’s best interests. Both his dad and I have college degrees, at opposite ends of the spectrum. I have a B.S. in Justice Studies and Political Science, with a minor in Sociology as well as a J.D. He has a degree in Graphic Arts design, specializing in logo/branding. If one of us doesn’t know the answer to a question, the other probably will, and if there is a case where we are both stumped, there are plenty of resources across the web, along with support groups to seek assistance from. Home schooling doesn’t mean that the village isn’t raising your children, it means (to me) that as a parent you have more control over your child’s education, rather than the school district. My older two girls have spent the last few years being taught what the government wants them to learn, basically being taught how to take the FSA (formerly FCAT). Unless, as a parent, we choose to use a standardized test as the annual evaluation tool for our homeschooled child, he will not take the FSA. We can focus on what is important for success later in life, rather than what will get the school district a good grade.


credit

We will being re-evaluating the feasibility of homeschooling periodically, as life does change in unexpected directions. I am specifically speaking of finances and the school district in which we reside when it comes time for kindergarten registration. As a mother, I would enjoy being able to guide my son through his early years in a way that was not available to me before. To educate him, to provide for him in a very unique way. Although homeschooling may not be for all, I believe that it is a direction that would be positive for our family.


credit

I would love to hear your suggestions and comments, there very well may be some pros and cons that I have not addressed here. I welcome input from others!

Resources:
*http://educationnext.org/home-schooling-goes-mainstream/
*https://www.flvs.net/
*https://spielgaben.com/pros-and-cons-of-mainstream-schools-homeschooling-and-unschooling-and-which-one-should-i-choose-for-my-child/
*http://www.homeschool-companion.com/pros-and-cons-of-homeschooling.html
*http://www.fldoe.org/schools/school-choice/other-school-choice-options/home-edu/
*http://www.homeschoolingflorida.com/resources/pasco.html
*http://florida-homeschooling.org/

Homeschooling in Singapore: Why and How

homeschool-house_zps0banadrl

Why Parents Choose Homeschooling

It might seem strange to homeschool in Singapore when our public education system is so well-developed. However, there are advantages to homeschooling, especially under the following scenarios.

  • Kids with special needs such as those with dyslexic, severe allergies, hearing/vision-impaired etc
  • Overseas families who want a Singapore education
  • Incompetent teachers
  • To impart stronger religious values

Whatever the reason, homeschooling is happening in Singapore. The question is whether it will become more mainstream as Singapore becomes a diverse nation. In US, homeschooling has swelled to millions of families so there might be a possibility of homeschooling becoming more common  in the future.

How well do homeschoolers fare in PSLE?

Homeschooling may have a preconceived image of producing students who are not academically sound. However, this newspaper report from 2008 gives another perspective. The headlines say that the first batch of 31 homeschooling children actually did well in the PSLE. Out of the 31 students, 92% qualify for secondary school education and 73% qualify for express stream.

How Parents Can Prepare for Homeschooling

The first thing a parent needs to do is to apply for approval from MOE. Primary school education is compulsory in Singapore. Hence to be exempted from the system, proper approval is needed.  You can see more information at the MOE website.

In terms of preparation, there are a number of things that a parent needs to watch out for.

  • Set educational goals for your child: Without goals as your roadmap, your homeschooling can be all over the place. You can start with MOE’s goals and see how to modify it from there to suit you and your child’s needs.
  • Managing expectations: Homeschooling will not be a smooth ride. There will be good and bad days so it is important to set the expectations not only for the child but for yourself as well. In fact, you might even need to manage the expectations of your friends and family to avoid unnecessary tension when things are not going well.
  • Prepare the necessary materials: This includes all textbooks, assessment papers and any other teaching aids. Online materials are recommended as they are not only cheaper but also provide more flexibility and benefits.
  • Develop a daily schedule: Parents can keep the timetable flexible but there should be a clear path of achieving your education goals
  • Prepare social activities: Without classmates and co-curricular activities, children being homeschooled should be exposed to socialising so as to develop their social skills. Things that a parent can do include enrolling the child in sports clubs or other hobby clubs where he or she can mingle with other children.

What curriculum should parents use for homeschooling?

The MOE curriculum is a good place to start. Parents can then add or take away from it, depending on what you want for your child. For example, if a you think your child is more musically inclined, you might want to include more music lessons in his/her home curriculum.

Here are a list of recommended resources that a parent can use:

  • A complete homeschool system: http://www.homeschools.org/whatIsCLASS/index.html)
  • Writing: time4writing.com is a good resouce for one on one writing courses for primary school students
  • Science : Janet Sim’s Challenging Science and 3-in-1 series
  • Maths : Fabian Ng’s problem Solving Processes , Andrew Er’s Maths Companion and Dawn Tai’s Challenging 3-in-1 Maths by
  • English : Challenging 4-in-1 English and Excel in Comprehension. For listening comprehension, the only online resource is KooBits online assessment papers.

Community for Homeschooling

For new parents thinking about embarking on the homeschooling journey, forming an online community and seeking support from experienced parents will be extremely useful. Here is a list of personal blogs of parents who have gone through the homeschooling route. They are a fantastic resource if you want a first-hand account of how homeschooling works in Singapore:

Suwei’s blog:  A piece of cake – homeschooling
School homeschooling group: The only virtual community in Singapore for homeschooling
Serene’s blog: Buiding up Moms
Angie’s blog: Teaching our own
Christian’s blog: Building an Ark in Singapore

Untold or Unpublished Accomplishment for the first 120 days of Pres. Duterte

POST FACT. POST TRUTH

Wait a minute….

Did you know that we have a leader who …

… Has visited 14 military camps in just a month, including installations that no sitting president has ever laid eyes before. He also visited military hospitals and has invited wounded soldiers for a dinner get together in Malacanang. He was also able to conduct an actual command conference in Basilan.

…Has initiated peace talks with the left with the hope on ending a long standing armed struggle. Established goodwill by freeing prominent leftists leaders. Also pursuing peace talks with muslim secessionists.

…Has managed to negotiate for the release of foreigners held hostage by armed bandits in the south.

… Has handled a terrorist crisis well (Davao bombing) managing to immediately restore normalcy, personally visiting the dead and comforting the injured, and enabled the authorities to immediately track down the perpetrators. After which, he also managed to direct an all out offensive against the armed terrorists

…Has visited Batanes after a typhoon, and even if Batanes is governed by a prominent clan opposed to him.

… Has visited China, Japan, Indonesia, Brunei, Vietnam and attended an ASEAN Summit in Laos. Note the significance of giving priority to Asian neighbors. In China alone, he obtained commitment on investments and loans worth a combined $24Billion.

… in between two foreign trips, went to visit another typhoon ravaged area (Cagayan), on a Sunday when most people are resting…

… Has opened Malacanang to leftists, the first time ever said group was able to set foot in the palace.

…Has been mentioned or is a frequent topic of conversation now across the globe so much so that he and our country were even mentioned in a campaign rally by one of two presidential candidates in the US of A.

…Has managed to significantly improve airport and airline services, and got rid of the “tanim bala” scam by a simple directive.

…Has managed to improve LRT MRT services, including operation of basic but convenient facilities like escalators and elevators.

…Has managed to launch a nationwide emergency response system 911, and a nationwide government complaint center 8888 in just his first month in office.

… Has required the entire government to eliminate long lines or queue by ordinary people, and also simplify government transactions. For instance, drivers license are now valid for 5 years while passports will be valid for 10 years. Meanwhile, all permits and licenses and documents like NSO certificates, Seamans’ book should be released in 3 days.

…Has managed to sign an FOI for the executive branch of government, the only chief executive to do so.

… Has managed to significantly improve disaster preparedness and relief operations plus proper use and spend of government resources.

…Has managed to adopt changes in the agricultural sector to enable the country to be self reliant in food production and distribution. Most importantly, he ordered the DA to implement FREE IRRIGATION nationwide.

…Has paved the way to genuine land reform as well as directing the release of coco levy funds to the real beneficiaries.

… Has directed the adoption of responsible mining, and ordered DENR to comprehensively review all mining permits and impose sanctions to erring mining companies.

…Has directed the repatriation of stranded OFWs and personally welcoming them at the airport.

…Has managed to open one-stop-shops for OFW requirements for ease of transactions. Also ordered that balikbayan boxes worth less than P10,000 should be tax-free.

…Has ordered the discontinuance of ENDO for more than 10,000 affected workers.

…Has directed PAGCOR not renew licenses of online gambling and re-allocate its funds to be used to improve health services and education.

… Has managed to sneak in and around Metro Manila and personally put to task mayors who have been sleeping on the job. This is not being mentioned officially, and there will be a denial if there will be those who will try to confirm. Exhibit A: Divisoria Exhibit B: Alabang Exhibit C: Pasig

Finally —

800,000++ drug users pushers surrendering

20,000++ drug users pushers who were apprehended

1,500 drug users pushers killed in legitimate police operations

2,000 killed by unknown assailants and are under investigation.

Top drug lords either arrested or killed.

Protectors named

Details of Drug trafficking inside Bilibid revealed

A 10,000-capacity Mega Drug Rehab Facility being built in Nueva Ecija

Crime rate down by more than 40%

All these in 117 days..

… and with almost no more budget allocation for the year as this was used up in the 1st half by the previous admin..

By a foul mouth, uncouth, and psychopath president named Rodrigo Roa Duterte..

Need do we say more?
#ForTheMotherland

#NgangaNaNaman

———————-

Mark Lopez as posted on Facebook.

I can do all things through Him who strengthens me…

%d bloggers like this: